Steps to Take Upon Receiving Your Initial Insurance Claim Offer After a Truck Accident
Getting injured in a truck accident is stressful and challenging enough. However, when your injuries are a result of another party’s negligence, you must also deal with their insurance provider to recover compensation to cover your truck accident-related expenses. When dealing with insurance providers, there are crucial steps you should take once you receive their initial insurance claim offer. These steps will help ensure that you recoup the highest insurance settlement amount that will fully cover your losses.
One of these steps involves talking to a Charleston, SC, truck accident lawyer about your case. Doing so will ensure that you understand how insurance claims work and that the insurance provider will not take advantage of you. In the meantime, it’s in your best interest to follow these steps after receiving a settlement offer for your truck accident insurance claim.
Do Not Accept The Initial Insurance Claim Offer
You can expect the liable party’s insurance provider to offer you a settlement right away so you can settle and close your claim. You may also be pressured into accepting it. However, you should know that you are not legally obligated to accept their initial settlement offer. In fact, you should negotiate for a settlement amount that will cover all the costs resulting from the truck accident.
Initial settlement offers usually don’t account for future expenses, even if you think that the offer is high enough. To determine whether a settlement offer is fair, you should talk to a Charleston, SC, truck accident lawyer who can review your case. This is your next step.
Discuss Your Insurance Claim With a Charleston, SC, Truck Accident Lawyer
Ideally, you should have done this even before talking to the liable party’s insurance provider. If not, you should really consider speaking to a Charleston, SC, truck accident lawyer after receiving the settlement offer, making statements to the insurance adjuster, and signing any documents.
It’s simply not possible to get an accurate cost of your truck accident-related expenses, medical expenses, and other costs related to the crash right after the accident. The reality is that it will take some time to accurately determine the extent and nature of the injury you sustained and its cost.
You may not account for other costs, such as future income losses, if your injury impacts your ability to work. Additionally, you should consider how your injury impacts your daily life and any emotional disturbances it causes. Accepting the initial insurance claim offer means you will not receive a compensation amount that will cover everything.
On the other hand, a Charleston, SC, truck accident lawyer will know how to calculate the real value of your claim. They will also know how to negotiate with the insurance provider to secure the most favorable deal on your behalf. If the insurance provider won’t budge or is playing dirty, your attorney will not hesitate to stand up to them in court.
Let Our Seasoned Charleston, SC, Truck Accident Attorney Fight For You
Book your case evaluation with our Charleston, SC, truck accident attorney at Wyndham Law Firm by dialing 843-376-1206 or contacting us online to learn how we can assist with your insurance claim.